To put in simple words, UPI is actually based on IMPS platform. Therefore, it works 24X7 and you can transfer money whenever you want. It does not matter what is your location or what time is going on. You are allowed to make a payment whenever you want according to your convenience. You do not need to go with time since a UPI Payment Appmakes you able to make a payment anytime. And therefore legion of people are using it chucking the traditional method of making an online payment. Before transferring money, you do not need to check out if there is any restriction of holiday or odd hours. Earlier, it was needed to consider if you go with other online payment methods. Apart from it, bank strike can also not affect the UPI Payments. Now, you do not need to get bothered of bank strike.
Next thing, making UPI payment App pretty much popular is that this you can go with the pattern of having one UPI App and many accounts. Having a UPI app means there is no need to have multiple apps for multiple banks accounts. It would be enough if you have a single UPI as it would be OK to serve your many bank accounts. You can even link your other bank accounts in a UPI based app.
There are many UPI based apps available to choose from like MobikWik, FreeCharge, PayTm App etc. You can choose the right one according to your preference. Because of the facility of having multiple accounts in one place, you can have the opportunity of using any of the accounts. It means you can go ahead to pay using any of accounts according to your preference. Apart from it, the modern apps also come up with the facility of setting the default account for the payment.
Do Choose Any UPI App
Now, you might be thinking that which UPI Appyou should choose. But you do not need to get confused anymore since you need to head to google play store to choose the right one. Here, you can find a variety of UPI apps like MobikWik, FreeCharge, PayTm App and so on. This is not mandatory that you need to go with an app introduced by your bank. You can choose the right one according to your choice too.
It is up to you that which UPI app you find convenient or OK with your choice. And you can go accordingly with that. There is no need to get confused since there are so many apps are available to choose from. And you go with the best one according to your convenience. Before finalizing any app, you need to make sure these things
- Easy Interface – The interface of the app should be easy-to-understand and use.
- Instant Payment Transfer facility- Do check review that what the previous users say about the payment.
So, what are you waiting for? It is time to go with the right app and make your life easier in term of transferring money from one place to another.